/* H-24-inspired HTML form, scoped entirely to the sample guide. */
.le-main{max-width:1320px}.le-intro{display:flex;gap:28px;align-items:center;justify-content:space-between;margin:34px 0 14px}.le-intro h2{margin-bottom:8px}.le-intro p{margin:8px 0}.le-intro>button{flex-shrink:0}.le-top-note{padding:14px 17px;border-left:2px solid #718fa8;background:#101a23;line-height:1.6}.le-controls{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;margin:26px 0 20px}.le-programs{margin:0}.le-programs button{min-height:52px;padding:10px 20px}.le-programs small,.le-pages small{display:block;font-size:11px;font-weight:500}.le-tour button{min-height:44px}.le-tour>div{display:flex;align-items:center;gap:9px;font-size:13px}.le-workspace{display:grid;grid-template-columns:minmax(0,760px) minmax(280px,1fr);gap:28px;align-items:start}.le-document-column{min-width:0}.le-pages{margin-bottom:12px}.le-pages button{min-width:0;min-height:48px;padding:8px 18px}.le-form-caption{display:flex;justify-content:space-between;gap:10px;font-size:10px;letter-spacing:.06em;color:#a8b8c5;margin:0 0 10px}.le-stage{position:relative;width:100%;min-width:0;background:#fff;isolation:isolate;box-shadow:0 12px 42px #0004}.le-paper{width:760px;min-height:1020px;padding:30px 34px 28px;background:#fff;color:#181818;transform-origin:top left;position:relative;font:12px/1.35 Arial,Helvetica,sans-serif;overflow:hidden;box-sizing:border-box}.le-paper::before{content:'SAMPLE';position:absolute;inset:0;display:flex;align-items:center;justify-content:center;transform:rotate(-32deg);font:bold 108px Arial;letter-spacing:.06em;color:rgba(7,28,38,.045);pointer-events:none;z-index:0}.le-paper>*{position:relative}.le-paper p,.le-paper span,.le-paper b,.le-paper strong,.le-paper h2,.le-paper h3,.le-paper h4,.le-paper dt,.le-paper dd{color:inherit}.le-paper h2{font:700 26px/1.1 Arial;margin:0;letter-spacing:-.03em}.le-paper h3.le-section-title{font:bold 14px/1.25 Arial;letter-spacing:0;color:#fff;background:#242424;border-radius:8px 8px 0 0;padding:5px 8px;margin:17px 0 0;width:max-content;min-width:190px}.le-paper h4{font:bold 12px/1.3 Arial;letter-spacing:0;background:#e8e8e8;border-top:1px solid #252525;display:flex;justify-content:space-between;gap:7px;margin:0;padding:6px}.le-paper h4 b{white-space:nowrap}.le-box{position:relative;scroll-margin-top:160px}.le-box.is-active{outline:3px solid #b17c24;outline-offset:2px;z-index:2;background:#fff6de}.le-lender{font-weight:700;font-size:14px;border-bottom:1px solid #222;padding-bottom:9px;margin-bottom:10px}.le-lender span{font-size:10px;font-weight:400;margin-left:8px}.le-form-heading{display:flex;justify-content:space-between;align-items:baseline;gap:30px;margin-bottom:14px}.le-form-heading>i{font-size:10px;max-width:270px;text-align:right}.le-loan-meta{display:grid;grid-template-columns:1fr 1.1fr;gap:24px;margin-bottom:16px}.le-paper dl{display:grid;grid-template-columns:88px 1fr;gap:5px 8px;margin:0}.le-paper dt{font-weight:700;font-size:10px}.le-paper dd{margin:0;font-size:11px}.le-loan-meta>div:first-child dl{row-gap:11px}.le-form-small{font-size:10px;line-height:1.35;margin:6px 0}.le-terms-head{display:grid;grid-template-columns:48% 52%;align-items:end}.le-terms-head .le-section-title{margin-top:0}.le-terms-head>strong{font-size:10px;background:#e8e8e8;padding:7px 10px}.le-term{display:grid;grid-template-columns:29% 19% 52%;gap:0;border-top:1px solid #333;min-height:44px;align-items:center}.le-term>b{padding:8px;font-size:12px}.le-term>strong{font-size:17px;padding:8px}.le-term>span{border-left:1px solid #777;padding:10px 18px;align-self:stretch;display:flex;align-items:center;font-weight:700}.le-paper i{font-weight:400;font-size:10px}.le-features-head{background:#e8e8e8;font-weight:700;font-size:10px;margin-left:48%;padding:5px 10px;border-top:1px solid #333}.le-projection{border-top:1px solid #333;border-bottom:1px solid #333}.le-proj-heading,.le-proj-row{display:grid;grid-template-columns:29% repeat(var(--periods),minmax(0,1fr));align-items:center}.le-proj-heading{background:#e8e8e8;padding:6px;font-size:11px}.le-proj-heading>b{text-align:center}.le-proj-row{min-height:35px;padding:5px 8px}.le-proj-row>b{text-align:center;white-space:nowrap;font-size:12px}.le-payment-total{border-top:1px solid #777;min-height:48px}.le-payment-total>b{font-size:14px}.le-assess{display:grid;grid-template-columns:30% 18% 36% 16%;gap:0;border-bottom:1px solid #333;padding:12px 6px;align-items:start;font-size:11px}.le-assess>strong{font-size:15px}.le-assess small{display:block;font-weight:400;font-size:10px}.le-assess>div{display:flex;flex-direction:column;gap:4px}.le-cost-row{display:grid;grid-template-columns:29% 19% 52%;border-top:1px solid #333;align-items:center;min-height:52px;padding:6px}.le-cost-row>strong{font-size:17px}.le-cost-row>span{font-size:10px;padding-left:8px}.le-cfpb-form{border-top:1px solid #333;padding-top:7px;text-align:center;font-size:10px;margin-top:17px}.le-paper-footer{display:flex;justify-content:space-between;font-size:9px;margin-top:18px;letter-spacing:.02em}.le-p2-title,.le-p3-title{margin-bottom:20px!important}.le-fee-columns{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:start;margin-bottom:18px}.le-fee-columns>div>.le-section-title{margin-top:0;width:100%}.le-fee-columns .le-box{margin-bottom:13px}.le-fee-columns .le-box .le-box{margin-bottom:0}.le-line{display:flex;justify-content:space-between;gap:9px;padding:5px 7px;min-height:25px;border-bottom:1px solid #e4e4e4;font-size:11px}.le-line>b{text-align:right;white-space:nowrap;font-size:12px}.le-line>span{max-width:75%}.le-subtotal{border-top:2px solid #333!important;padding:7px 6px!important;margin-bottom:12px!important}.le-cash-table{border:1px solid #333}.le-cash-table .le-line{padding:7px 9px}.le-cash-total{border-top:1px solid #333;background:#e8e8e8;font-size:13px}.le-contact-columns{display:grid;grid-template-columns:1fr 1fr;gap:32px;padding:10px 0 19px}.le-contact-columns dl{grid-template-columns:115px 1fr;row-gap:8px}.le-comparisons{border-top:1px solid #333;border-bottom:1px solid #333}.le-comparison-row{display:grid;grid-template-columns:29% 20% 51%;align-items:center;border-bottom:1px solid #ccc;min-height:66px;padding:9px 8px;gap:0}.le-comparison-row>strong{font-size:16px;padding-right:9px}.le-comparison-row>span{font-size:11px}.le-comparison-row small{display:block;font-size:9px;font-weight:400}.le-comparison-note{font-size:10px;line-height:1.4;margin:8px 0 18px;padding:8px 10px;background:#f0f1f2;border-left:2px solid #637f96}.le-consideration{display:grid;grid-template-columns:24% 76%;gap:0;padding:9px 6px;border-bottom:1px solid #ddd;align-items:start}.le-consideration>b{font-size:12px}.le-consideration p{margin:0;font-size:11px;line-height:1.4}.le-signatures{display:flex;gap:25px;margin:32px 0 12px}.le-signatures>span{width:50%;border-top:1px solid #222;font-size:10px;padding-top:5px}.le-markers{position:absolute;inset:0;pointer-events:none;z-index:8}.le-marker{position:absolute;width:44px;height:44px;padding:0;border:0;border-radius:50%;background:transparent;display:grid;place-items:center;pointer-events:auto;font-size:12px;color:#151515;box-shadow:none;line-height:1}.le-marker::before{content:'';position:absolute;width:28px;height:28px;border-radius:50%;background:#e0b65f;box-shadow:0 0 0 2px #fff,0 2px 8px #0004}.le-marker.term::before{background:#769fc2}.le-marker>span{position:relative;z-index:1;font-size:12px;font-weight:800}.le-marker[aria-pressed=true]::before{box-shadow:0 0 0 2px #fff,0 0 0 5px #b17c24}.le-marker:focus-visible{outline:3px solid #071c26;outline-offset:-2px}.le-legend{display:flex;gap:20px;flex-wrap:wrap;font-size:11px;color:#b8c7d3;margin:18px 0 8px}.le-legend>span{display:flex;align-items:center;gap:7px}.le-legend b{width:10px;height:10px;display:inline-block;border-radius:50%}.le-legend .check{background:#e0b65f}.le-legend .term{background:#769fc2}.le-sidebar{min-width:0;position:sticky;top:105px}.le-panel{background:#121e29;border:1px solid #334557;border-top:3px solid #e0b65f;border-radius:13px;padding:23px}.le-panel .le-eyebrow,.le-sheet .le-eyebrow{color:#e0b65f;font-size:10px;text-transform:uppercase;letter-spacing:.07em;margin:0 0 13px}.le-panel h2,.le-sheet h2{font-size:23px;line-height:1.2;margin:0 0 23px}.le-panel h3,.le-sheet h3{font-size:12px;text-transform:uppercase;letter-spacing:.06em;margin:20px 0 6px;color:#d8e2ea}.le-panel p,.le-sheet p{font-size:13px;line-height:1.65;margin:0}.le-panel .le-apr-note,.le-sheet .le-apr-note{font-size:11px;padding-top:12px;border-top:1px solid #405365;margin-top:16px}.le-marker-list{margin-top:20px;display:block;max-height:420px;overflow-y:auto;overscroll-behavior:contain}.le-marker-list h3{font-size:11px;color:#a8bac8;letter-spacing:.06em;text-transform:uppercase;margin:20px 0 8px}.le-marker-list ol{list-style:none;padding:0;margin:0}.le-marker-list li{margin:0}.le-marker-list button{display:flex;align-items:center;gap:10px;text-align:left;width:100%;min-height:48px;padding:9px 8px;background:transparent;color:#d4dfe8;font-size:12px;font-weight:500;border-bottom:1px solid #263541;border-radius:0}.le-marker-list button[aria-pressed=true]{background:#24323e;color:#fff}.le-marker-list small{display:block;color:#8298a9;font-size:10px;margin-top:2px}.le-list-number{flex-shrink:0;border-radius:50%;display:grid;place-items:center;font-size:10px;font-weight:800;width:23px;height:23px;color:#131e26;background:#e0b65f}.le-list-number.term{background:#769fc2}.le-backdrop{display:none!important;pointer-events:none;background:transparent}.le-sheet{position:fixed;inset:auto 0 0;z-index:999;background:#101a23;border-top:1px solid #42556a;border-radius:22px 22px 0 0;padding:20px 24px calc(20px + env(safe-area-inset-bottom));max-height:78dvh;overflow:auto;box-shadow:0 -8px 32px #0007;color:#f0f3f5}.le-sheet-handle{height:4px;width:38px;border-radius:10px;background:#4c6070;margin:-8px auto 18px}.le-sheet-close{position:absolute;right:12px;top:12px;width:44px;height:44px;padding:0;border:1px solid #42556a;background:#1b2935;color:#fff;font-size:26px}.le-sheet-controls{display:flex;justify-content:space-between;align-items:center;gap:16px;padding-top:21px;margin-top:16px;border-top:1px solid #334557;font-size:12px}.le-sheet-controls button{min-height:44px}.le-document-column .review-card{margin:24px 0}.le-document-column .review-card h2{font-size:22px}.le-main button:focus-visible{outline:3px solid #e0b65f;outline-offset:3px}
@media(max-width:1100px) and (min-width:861px){.le-workspace{grid-template-columns:minmax(0,1fr) 280px;gap:20px}.le-panel{padding:18px}.le-panel h2{font-size:20px}}
@media(max-width:860px){.le-main{padding-inline:16px}.le-intro{display:block;margin-top:24px}.le-intro>button{margin:12px 0 0}.le-intro h2{font-size:23px}.le-top-note{font-size:11px}.le-workspace{grid-template-columns:1fr;gap:24px}.le-controls{display:block}.le-programs{display:flex;gap:7px;flex-wrap:nowrap}.le-programs button{padding:9px 8px;flex:1;font-size:13px}.le-tour{margin-top:14px}.le-tour>button{width:100%}.le-tour>div{justify-content:space-between;gap:5px}.le-tour button{padding:10px 12px}.le-pages{gap:7px;flex-wrap:nowrap}.le-pages button{min-width:0;flex:1;padding:9px 7px;font-size:13px}.le-form-caption{font-size:9px;letter-spacing:.015em}.le-sidebar{position:static}.le-panel{display:none}.le-marker-list{max-height:none;overflow:visible;overscroll-behavior:auto;display:block;margin:0}.le-marker-list h3{font-size:12px;margin-top:12px}.le-marker-list button{min-height:52px;padding:10px 4px;font-size:14px}.le-marker-list small{font-size:11px}.le-list-number{width:28px;height:28px;font-size:12px}.le-legend{gap:10px;font-size:10px}.le-document-column>.small{font-size:11px;line-height:1.5}}
@media print{.le-stage,.le-workspace,.le-controls,.le-intro,.le-top-note,.le-sheet,.le-backdrop{display:none!important}.loan-guide .guide-checklist{font:8.5pt/1.15 Arial!important}.loan-guide .check-columns{display:block!important;columns:2;column-gap:20pt}.loan-guide .print-item{font:8.5pt/1.2 Arial!important;margin-bottom:5pt!important;break-inside:avoid}.loan-guide .guide-checklist h2{font-size:18pt!important;margin-top:0!important}.loan-guide .print-five h2{font-size:10pt!important}.loan-guide .print-five p,.loan-guide .check-footer{font-size:8pt!important}}

/* Compact guide introduction and mobile gutters. */
.le-controls{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:12px 20px;margin:22px 0 16px}
.le-programs{grid-column:1}.le-top-note{grid-column:1/-1;grid-row:2;margin:0;padding:0;border:0;background:none;font-size:11px;line-height:1.45;color:#a8b8c5}
.le-pages{grid-column:1;grid-row:3;margin:0}.le-tour{grid-column:2;grid-row:3}
.le-sample-details{font-size:12px;line-height:1.5;color:#b8c7d3;margin:0 0 8px}
.le-review-link{font-size:12px;line-height:1.45;margin:0 0 12px}.le-review-link a{color:#e0b65f;text-underline-offset:3px}
.le-mobile-boxes{display:none}.le-print-action{margin:20px 0}.le-main>.review-card{margin:24px 0}.le-main>.sources{font-size:12px;line-height:1.6}
@media(max-width:860px){
 .loan-guide .le-main{padding-top:20px;padding-inline:16px}
 .loan-guide .hero{margin:0 0 16px;padding:0}
 .loan-guide .hero h1{font-size:28px;line-height:1.15;margin:0 0 8px}
 .loan-guide .hero p{font-size:14px;line-height:1.5;margin:0}
 .le-controls{grid-template-columns:1fr;gap:10px;margin:0 0 12px}
 .le-programs{grid-row:1}.le-programs button{min-height:48px;padding:7px 6px}
 .le-top-note{grid-row:2;font-size:10px;line-height:1.4}
 .le-pages{grid-row:3}.le-pages button{min-height:44px;padding:6px}
 .le-tour{grid-column:1;grid-row:4;margin:0}.le-tour>button{width:100%;min-height:44px;padding:8px}
 .le-sample-details{font-size:11px;line-height:1.4;margin:0 0 8px}
 .le-review-link{font-size:11px;line-height:1.4;margin:0 0 10px}
 .le-form-caption{margin-bottom:8px;font-size:8px}
 .le-workspace{display:block}.le-sidebar{display:none}
 .le-stage{background:#12202b;box-shadow:none;border-radius:8px}
 .le-paper{position:relative}
 .le-marker{border-radius:0}.le-marker::before{width:24px;height:24px}
 .le-marker>span{font-size:10px}
 .le-marker[aria-pressed=true]::before{box-shadow:0 0 0 2px #fff,0 0 0 4px #b17c24}
 .le-box{cursor:pointer}
 .le-mobile-boxes{display:block;border:1px solid #334557;border-radius:10px;padding:0 12px;margin:18px 0}
 .le-mobile-boxes summary{min-height:44px;display:flex;align-items:center;justify-content:space-between;cursor:pointer;color:#e0b65f;font-size:14px;font-weight:700;list-style:none}
 .le-mobile-boxes summary::-webkit-details-marker{display:none}
 .le-mobile-boxes summary::after{content:'+'}.le-mobile-boxes[open] summary::after{content:'−'}
 .le-mobile-boxes .le-marker-list{margin:0 0 12px}
 .le-mobile-boxes .le-marker-list button{min-height:44px;padding:5px 0;font-size:12px}
 .le-mobile-boxes .le-list-number{width:24px;height:24px;font-size:11px}
 .le-print-action{margin:16px 0}.le-print-action button{min-height:44px;width:100%}
}
@media print{.le-mobile-boxes,.le-print-action,.le-main>.sources,.le-main>.review-card{display:none!important}}

/* Nonmodal mobile reader: the form remains sharp, scrollable and interactive. */
.le-sheet{box-sizing:border-box;display:flex;flex-direction:column;max-height:45vh;max-height:45dvh;padding:0 16px env(safe-area-inset-bottom);overflow:hidden;border-radius:18px 18px 0 0;box-shadow:0 -3px 14px #0003}
.le-sheet[hidden]{display:none}
.le-sheet-heading{position:relative;flex:0 0 38px}
.le-sheet .le-sheet-handle{position:relative;display:block;width:70px;height:36px;margin:0 auto;background:transparent;touch-action:none;cursor:grab}
.le-sheet .le-sheet-handle::after{content:'';position:absolute;width:38px;height:4px;border-radius:10px;background:#7990a3;top:12px;left:16px}
.le-sheet-close{top:0;right:-4px;width:44px;height:38px;min-height:38px;background:transparent;border:0}
.le-sheet-body{flex:1 1 auto;min-height:0;overflow-y:auto;overscroll-behavior:contain;padding:0 4px 12px}
.le-sheet-controls{flex:0 0 auto;min-height:58px;padding:8px 0;margin:0;gap:12px;background:#101a23;box-sizing:border-box}
.le-sheet-controls button{min-height:44px;padding:8px 14px}
.le-zoom-viewport{max-height:160px;overflow:auto;overscroll-behavior:contain;background:#fff;color:#181818;border:1px solid #e0b65f;border-radius:7px;margin:0 0 16px}
.le-zoom-paper{width:100%;min-height:0;padding:8px;left:0;transform:none;overflow:visible;font:12px/1.4 Arial,Helvetica,sans-serif;pointer-events:none;box-shadow:none}
.le-zoom-paper::before{display:none}
.le-zoom-paper .le-box{margin:0;outline:none;cursor:default}
.le-zoom-paper p,.le-zoom-paper span,.le-zoom-paper b,.le-zoom-paper strong,.le-zoom-paper h4,.le-zoom-paper dd,.le-zoom-paper dt{color:#181818}
.le-zoom-paper .le-term{grid-template-columns:42% 33% 25%;min-height:44px}
.le-zoom-paper .le-term>b,.le-zoom-paper .le-term>strong,.le-zoom-paper .le-term>span{padding:8px 4px}
.le-zoom-paper .le-term>strong{font-size:15px;white-space:normal;overflow-wrap:anywhere}
.le-zoom-paper .le-cost-row,.le-zoom-paper .le-comparison-row{grid-template-columns:45% 55%;gap:8px;padding:6px}
.le-zoom-paper .le-cost-row>span,.le-zoom-paper .le-comparison-row>span{grid-column:1/-1;padding:0;font-size:12px}
.le-zoom-paper .le-assess{grid-template-columns:1fr 1fr;gap:12px;padding:6px}
.le-zoom-paper .le-contact-columns{grid-template-columns:1fr;gap:16px;padding:0}
.le-zoom-paper .le-consideration{grid-template-columns:1fr;gap:8px}
.le-zoom-paper .le-consideration p,.le-zoom-paper .le-form-small{font-size:12px;line-height:1.4;margin:0}
.le-zoom-paper dl{grid-template-columns:90px 1fr;gap:6px}
.le-zoom-paper dd,.le-zoom-paper dt{font-size:12px}
.le-zoom-paper .le-line{font-size:12px;gap:8px;padding:6px 4px}
.le-zoom-paper .le-line>span{max-width:68%}
.le-zoom-paper h4{font-size:12px;line-height:1.4}
.le-zoom-paper .le-proj-row{grid-template-columns:1fr;gap:8px;padding:6px}
.le-zoom-paper .le-proj-row>b{text-align:left;font-size:14px;white-space:normal}
.le-zoom-paper .le-proj-row>b+b{border-top:1px solid #ddd;padding-top:6px}
.le-sheet #leSheetContent h2{font-size:20px;margin-bottom:12px}
.le-sheet #leSheetContent h3{margin:14px 0 4px}
.le-sheet #leSheetContent .le-eyebrow{margin-bottom:8px}