:root{color-scheme:dark;--bg:#080e14;--card:#101a23;--line:#293541;--mut:#a7b3bd;--gold:#e0b65f;--ink:#f0f3f5}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.55 -apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}a{color:var(--gold);text-underline-offset:4px}button,input,select{font:inherit}button,a,input,summary,select{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:3px}.shell{max-width:1100px;margin:auto;padding:0 24px}header{border-bottom:1px solid var(--line)}.top{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-top:22px;padding-bottom:22px}.brand{width:330px;max-width:65%;display:block}.hbc-logo{width:100%;display:block}nav{display:flex;gap:20px;font-size:14px}nav a{color:var(--mut);text-decoration:none}.tool-nav{padding-top:24px;display:flex;gap:12px;flex-wrap:wrap}.tool-nav a{font-size:13px;border:1px solid var(--line);padding:7px 12px;border-radius:30px;text-decoration:none}.tool-nav a[aria-current]{border-color:var(--gold);color:var(--gold)}.hero{padding:40px 0 28px;max-width:800px}.tag{color:var(--gold);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.15em}h1{font-size:clamp(32px,4.5vw,52px);line-height:1.1;letter-spacing:-.04em;margin:14px 0 18px}h2{font-size:23px;letter-spacing:-.025em;margin:0 0 16px}h3{font-size:17px;margin:0 0 10px}p{color:var(--mut)}.layout{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:24px;align-items:start}.panel{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:26px;min-width:0}.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:block;font-size:13px;font-weight:600;min-width:0}.field input,.field select{display:block;margin-top:7px;width:100%;min-width:0;padding:12px;background:var(--bg);border:1px solid #3a4855;border-radius:9px;color:var(--ink);font-size:16px}.field small{display:block;color:var(--mut);font-weight:400;margin-top:5px}.wide{grid-column:1/-1}.metric{font-size:36px;font-weight:800;color:var(--gold);letter-spacing:-.03em;overflow-wrap:anywhere}.small{font-size:13px;color:var(--mut)}.row{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid var(--line);padding:11px 0}.row b{text-align:right;white-space:nowrap}.row.total{font-weight:700;border-top:1px solid var(--gold);margin-top:12px}.notice{padding:16px;border:1px solid var(--line);border-radius:12px;background:#0b131c;font-size:14px}.warn{color:#f1cb83}.actions{display:flex;gap:14px;flex-wrap:wrap;margin:22px 0}.button,button{background:var(--gold);color:#080e14;border:0;border-radius:9px;padding:11px 16px;font-weight:700;cursor:pointer;text-decoration:none}.secondary{background:transparent;color:var(--gold);border:1px solid var(--line)}details{border-top:1px solid var(--line);padding:16px 0}summary{cursor:pointer;font-weight:600}.learn{margin:28px 0}.sources{font-size:13px;margin:28px 0}footer{border-top:1px solid var(--line);margin-top:48px;padding:28px 24px;font-size:12px;color:var(--mut)}footer>div,footer>section{max-width:1050px;margin:auto}footer strong{color:var(--ink)}.hbc-disclosure-content{line-height:1.7}.tool-cards{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:25px 0}.tool-cards a{display:block;padding:24px;border:1px solid var(--line);border-radius:18px;background:var(--card);text-decoration:none;color:var(--ink)}.tool-cards p{font-size:14px}.toolbar{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:20px}.toolbar button[aria-pressed=true]{background:var(--gold);color:var(--bg)}.toolbar button{background:var(--card);color:var(--ink);border:1px solid var(--line)}[hidden]{display:none!important}@media(max-width:750px){.layout{grid-template-columns:1fr}.panel{padding:20px}.fields{gap:16px}.top nav{gap:12px}.shell{padding:0 18px}.tool-cards{grid-template-columns:1fr}.metric{font-size:32px}}@media(max-width:420px){.fields{grid-template-columns:1fr}.brand{max-width:62%}.top nav{font-size:12px;gap:10px}}@media print{header,.tool-nav,.actions,.sources,footer,button{display:none!important}body{background:white;color:black}.panel{background:white;border-color:#ccc}.metric,a,p,.small{color:black}.layout{display:block}.panel{margin:12px 0;break-inside:avoid}.fields{grid-template-columns:1fr 1fr}input,select{color:black!important;background:white!important}.notice{background:white}}
/* Shared control rules across buyer tools. */
.field{display:flex;flex-direction:column;align-items:stretch;gap:0}.field input,.field select{height:48px;box-sizing:border-box;font-weight:400;line-height:normal}.field select{appearance:none;-webkit-appearance:none;padding:0 42px 0 14px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%23a7b3bd' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-position:right 14px center;background-repeat:no-repeat}.field input[readonly]{color:var(--gold);background:#15212b;font-weight:700}.fields{align-items:start}.field small{line-height:1.5}